How to Manage Kisan Khata Without Losing Money to Bad Debt

The Secret to Zero Bad Debt in Mandi Business

Managing advances given to farmers (Kisan Khata) and credit given to buyers (Udhaar Khata) is the hardest part of the commission agent business.

Best Practices

1. Real-time Ledger Updates: Never wait for the end of the day to update your bahis. Update them instantly upon sale.
2. Limit Setting: Set strict credit limits for buyers based on their payment history.
3. Digital Pattis: Send immediate WhatsApp notifications to farmers with their net payable amount after deducting advances.

MandiGrow's Digital Khata feature does all of this automatically, acting as a financial safety net for your business.